What is the difference between the terms "Millennials" and "kids"?
07.06.2025 17:04
Archbishop of Canterbury Justin Welby, who heads the Church of England, has promised to address its “shameful past.” He said the recommendations were “the beginning of a multi-generational response to the appalling evil of trans-Atlantic chattel enslavement.”
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The Church of England aims to raise more than $1 billion to address its past links to slavery
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Like my partner and I, plenty of my friends and acquaintances are twisting and turning in the uncertainty of what to do amongst such a bleak economic backdrop, unable to get their personal and professional ambitions in sync. We can’t figure it out. Neither I nor my partner, an economist by trade, a man of data and numbers, can make the maths work. The usual equations are no longer offering the answers they once did, and we are left asking different versions of the same questions, always coming up stumped.
Churchgoers should double their donations to the plate at Sunday services and stop donating candles and flowers, a report to the Church of England Synod in York suggested yesterday.
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My partner and I know we’re on borrowed time. We have a couple of school-free years left before our hand will be forced and we’ll have to decide on whether we stay or move back. Dealing with the demands of life – a toddler, a job, bills, running a house – can be time-consuming enough without the added headache of making major life choices. And yet I know we will have to make a change, even if I’m not sure what that looks like. Millennials are often accused of wanting too much, of wanting it all. But we don’t want it all, we just want to be happy.
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Broome tells me that those in their early thirties are earning in real terms today what their counterparts were earning 10 years ago – which, as the World Economic Forum points out, hasn’t been the case since the 1930s. The Resolution Foundation also found that the situation is particularly chronic in the UK compared to the US. “Between 1986 and 2021, homeownership rates for households headed by 30- to 34-year-olds had fallen by over 20 percentage points in the UK, compared to just 3 percentage points in the US”.
“The so-called “avocado toast” theory, that millennials could buy property if only they stopped streaming Netflix and going for brunch – has been disproven time and again. For many it is structurally impossible to buy a property – more so if you are self-employed or single (there are more self-employed and single millennials than any previous generations.) Many are going to be applying for their first mortgages aged 50 — that’s if AI hasn’t stolen their jobs. Why not have avocado in the meantime?”
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Some millennials are set to inherit, but Broome tells me the average age for inheritance is 62, which might help with early retirement but won’t help with the nursery fees. And of course, there are plenty of millennials without wealthy boomer parents, who can’t expect a financial windfall coming their way, which, in turn, will lead to increasing inequality. A report from the Institute for Fiscal Studies found that this inequality will run along geographical areas and ethnic groups. Mostly, wealthy boomer parents live in London and the south-east, while rates of parental homeownership are much lower among black young people than for any other ethnic group.
Launching a debate on the report, the Right Rev John Packer, bishop of Ripon and Leeds, said: "If we loved God half as much as we love our grandchildren, money would be coming out of the church's ears. I do not apologise for that. It seems to me to be resonant of some of Jesus's phraseology in comparing our response to him with our response to our family ties. I am reliably informed that things are so hard in one fairly affluent Liverpool parish that they have cancelled their order for communion wine from the church suppliers... and resorted to the supermarket.""
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Millennials are people born between 1981 and 1996, though some sources may vary by a year or two. They are also known as Generation Y or Gen Y and are the generation between Generation X (1965–1980) and Generation Z (1997–2012).
The money was donated by the Albert Gubay Charitable Foundation, founded by the late billionaire businessman Albert Gubay, who made a pact with God in his youth that if he became rich he would give half his money to the Church."...
For the vast majority of millennials, the puzzle pieces of career, family and financial security aren’t fitting together in the way we had dreamed. Whereas at the turn of the millennium, 67 per cent of 30- to 34-year-olds were homeowners, by 2021 that had plummeted to 47 per cent. Such a huge milestone of adulthood is increasingly out of reach – and that has an impact on other choices: In a Newsweek poll, more than 50 per cent of Millennials and Gen Z (ages 18-34) said that they would consider having children if the cost of living was lower. We feel unable to progress, overcome by a feeling of paralysis: Should I leave the city to become a homeowner? Do I choose between a baby and a pension? And because there seem to be no perfect solutions, many of us are stumped, stuck, staying put. Treading water.
Money from the new fund will be invested in disadvantaged Black communities, aiming to “back their most brilliant social entrepreneurs, educators, healthcare givers, asset managers and historians,” the oversight committee’s report said.
But she said the church was “stepping forth quite boldly, quite audaciously, and saying: ‘We can do this, others should join in.’”
Parishioners urged to put 5% of take-home pay on plate
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But in the three years since we’ve left, the train prices have hiked dramatically. (In March 2023, there was a 5.9 per cent hike, the largest in a decade despite record levels of poor reliability). The promise of remote working, born of the pandemic, has also deflated, and jobs increasingly demand hybrid working: One report has found that 40 per cent of companies are calling staff back five days a week, including giants like Goldman Sachs and Boots. With employers wanting workers back in the office, something which I am unable to commit to with childcare, I am left trapped in freelance writing, a sector that was already limping along with stagnant pay and ever-decreasing opportunities even before the blows of the pandemic.
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One of those millennial women is Fiona*, 41. She’s single and works in the arts. She’s starting to accept that she’ll never be a homeowner but she’s increasingly worried about financial security in later life. Her salary of just over £37,000 – above the median income – in Liverpool leaves little room for savings, especially with a recent rent hike. She’s spent the last year toying with the idea of moving home to her parents to start trying to save money.
Updated 11:41 AM CDT, March 4, 2024
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Molly Broome, an economist at the Resolution Foundation says: “Millennials are facing really difficult trade-offs.” And unlike Boomer parents who saw “wage growth, more affordable housing and generous workplace pensions”, we’re owning homes later than our parents, if at all. We’re not earning at the same rate. We don’t have access to secure jobs, and we don’t have the financial cushions our parents were able to build throughout their lives as rising living costs make saving extremely difficult.
“I get on well with my parents but it’s such a depressing thought to move back in with them. Yet, if I keep spending all my money on rent, where does that leave me? I’ve even thought about leaving the [arts] sector, but I don’t know what else I’d do. I’ve worked so hard to get to this point. I just can’t see a way to make it work.”
I was compelled to share it. But I really can't answer anymore...
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A militant church group with ties to devil worshiping satanic cults. Prancing around the world in holy attire deceiving people of who they really are!
JILL LAWLESS
My own particular version of this conundrum hangs on our decision to move out of the capital for a better family life in 2022. Two years ago, we decided to leave south-east London for north Somerset, wanting access to more nature and more space, finding it easier to buy a house.
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Others are facing the same conundrum around childcare and work that we are weighing up: When Jamie*, 35, and her partner Craig*, 37, discovered Jamie was pregnant, they knew that they’d outgrow their one-bed flat in north-east London. Jamie is due in the autumn and Craig wants to move to Kent where his parents are, with the hope of buying, but Jamie is loathe to leave her friends, especially as she’ll soon be a first-time mum. They can’t afford a bigger space where they are, and Jamie is worried about work opportunities.
The church said it won’t immediately add to its 100-million-pound commitment. But it will spend the initial money over five years, rather than nine as originally scheduled, and hopes to start distributing it by the end of the year, said Church Commissioners Chief Executive Gareth Mostyn.
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BIG READLike so many of our peers we were promised the world, but are facing a financial reality that has panned out very differently
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"The Catholic Church in England and Wales has received a £1 million ($1.3 million) donation to fight poverty caused by the coronavirus pandemic. CNA Staff
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I’m 38, my partner is 39. As older millennials (the generation includes those born between 1981 and 1996), I venture we are the last generation who bought into the narrative that there is a formula to life’s progression, and if followed with enough commitment could – would – produce results. If we went to university, chose the right job sector, and worked hard enough, certain things would follow: a house, children, holidays. As sure as day follows night, X would equal Y.
Parishioners urged to put 5% of take-home pay on plate
As a family, we are left asking: should we move closer to London for career advancement? Could we even afford to go back? Or should we prioritise clean air for my son? Should my career take a back seat, as is so often the case for new mums? What can we afford to do right now?
How much money per annum, did the UK government give to the Catholic Church, in-toto, in England and Wales, including payments or transfers to Dioceses, Organisations and Affiliations within the Catholic Church, in the years 2018, 2019, 2020, 2021. This would include all transfers for programs including roof repairs, building maintenance, Corona expenses, matching gift aid, any monies to any diocese or organisation in a diocese for whatever purpose, and to any organisation within the Catholic Church including CAFOD, Caritas, Missio, Catholic Education Service, Stella Maris, Catholic Youth Federation Committee?
By Marisa Bate
Britain outlawed the slave trade in 1807 but did not legislate to emancipate slaves in its territories until 1833.
The oversight group also called on the church to apologize “for denying that black Africans are made in the image of God and for seeking to destroy diverse African traditional religious belief systems.”
This, of course, is a position of relative fortune; choice, even the limited kind, is an indicator of agency and therefore privilege. There are far too many people in this country who don’t have any choices. There’s also nothing new about pointing out that the upward mobility of life that so many of us expected has stalled. The travelator taking us to the next milestone, the one that brought our boomer parents home ownership and large pensions, is stationary. And now because of that, for the first time, I’ve started to notice there’s rather a lot of us doing… nothing.
I’m a millennial who left London for a baby - but now we feel trapped
Bishop of Croydon Rosemarie Mallett, who chaired the oversight group, said no amount of money can “fully atone for or fully redress the centuries-long impact of African chattel enslavement, the effects of which are still felt around the world today” in blighted life chances for many Black people.
Stephen Bates, religious affairs correspondent
The Church Commissioners, the church’s financial arm, said it accepted the group’s recommendations, including a target of 1 billion pounds “and above” for a pool of money known as the Fund for Healing, Repair and Justice.
The commitment falls short of demands from some campaigners for institutions that benefited from slavery to pay compensation to descendants of the enslaved.
LONDON (AP) — The Church of England should create a fund of 1 billion pounds ($1.27 billion) to address its historic links to slavery, an advisory panel said Monday. That’s 10 times the amount the church previously set aside.
It's a long/short sad story.
*Names changed to protect identities
Catholic Church receives £1 million donation to fight poverty amid pandemic - Catholic Herald.
An independent oversight group established by the church said a 100-million-pound fund announced last year was insufficient compared to the wealth of the church and “the moral sin and crime of African chattel enslavement.”
Receiving money asking for money while innocent people suffer.
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What type of future will the child have to endure?...
Now we have an 18-month-old son, and a home, but find ourselves stuck in limbo, thanks to underinvested railways, house prices and broken industries. My partner, who works in finance, is back in London two days a week (still the epicentre of so many employment opportunities – especially in the south of England), and I’m working part-time, a necessity for many as the UK has some of the highest childcare costs in the world.
Life and a dead end Street.
“At least Gen Zs can learn, hence they’re already investing in the stock market and saving more than any other generation. The net result is that for millennials, there’s been a reappraisal of life and values. Stability, especially financial, and especially for women, has become a key priority”.
June 9, 2020 at 5:58 pm
Queen Anne’s Bounty also received donations from individuals enriched by the slave trade, including Edward Colston, a British slave trader whose statue in his home city of Bristol was toppled by anti-racism protesters in 2020.
July 15, 2024 6:00 am(Updated 3:44 pm)
He said other institutions or individuals wishing to address their own slavery links could add to the fund and “join us on this journey.”
It challenged churchgoers to give at least 5% of their weekly take-home pay, "as an initial target", to reduce the church's financial problems. That would mean about £15 a week for families on average incomes. Current giving averages £6.37."
I've had my fill.
“We’re both freelance. Having a child makes that a much more frightening prospect. Our conversations go round in circles. If we could afford a bigger space, then we’d stay. Craig says I need to be more realistic. We’ve drawn up a list of pros and cons but we can’t see what the best thing to do is. So for now, we’re doing nothing.”
On Juneteenth, monument dedicated in Alabama to those who endured slavery
"Last year parishioners gave about £467m to the collection plate, towards the church's overall income of £730m. It spent £704m. About 800,000 people attend services a week.
Is it a case of wanting too much, I ask Greene. Do we all need to be more realistic about our position in the world now? Green points to the culture of “happiness gurus” and increased mental health awareness creating the cult of living your best life, fuelled, in no small part, by Fomo on social media. But, ultimately, she suggests, this situation is far beyond our control.
And so we keep trying to fix the seemingly impossible riddle we’ve been presented with, trying to make everything slot together even when it may well be “impossible”. For many of us, while the good options remain out of reach, life has been put on pause.
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BY JILL LAWLESS
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‘Now we have an 18-month-old son and a home, but find ourselves stuck in limbo,’ says Marisa Bate (Photo: Marisa Bate)
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"I’m a millennial who left London for a baby – but now we’re trapped with few options
It’s remarkable that we could be facing this conundrum given my partner’s chosen profession is a famously lucrative one. Yet last year, The Times calculated that to live a “comfortable lifestyle” a couple would “each need to earn £102,850 a year to enjoy a lifestyle comparable to a couple earning just over £16,000 each in 1985 – £46,000 in today’s money, taking into account inflation”. My partner and I were born in 1985. In our lifetimes, the expectations and aspirations of millennials have been completely upended. Whereas once the median income would have resulted in a great lifestyle, today’s equivalent earners are having to weigh up their choices.
• Clergy accused of immorality and other offences are likely to be brought before tribunals rather than ecclesiastical courts, following synod decisions. The standard of proof required will be lowered to the balance of probability. However, the new system will require parliamentary approval.
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We were both 23 and fresh-faced in the job market when the financial crash of 2008 swept away the final remnants of those old assurances. Our age group was one of the hardest hit, taking the longest to recover in the aftermath of the downturn. What has followed, amongst other things, is 15 years of wage stagnation, three recessions, and a broken housing market. It’s become increasingly clear that millennials can X all you like, you’ll never necessarily make it to Y.
The fund was established as part of efforts by the Anglican church to reckon with its historic complicity in the trans-Atlantic slave trade. The Church Commissioners, which administers the church’s 10 billion-pound ($12.7 billion) wealth fund, hired forensic accountants in 2019 to dig through the church’s archives for evidence of slave trade links.
Lawless is an Associated Press reporter covering U.K. politics and more. She is based in London.
I don't know how to say this without insulting anybody. People you need to look at things honestly and see who you're dealing with.
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“We talk about Gen Zs being raised in disruption but in many ways, millennials were the canaries in the coal mine”, says Lucie Greene, founder of trend forecasting agency Light Years. “They graduated loaded with debt into an economy that promptly tanked in the recession. Entire industries in their adult lifetime have been upended thanks to Big Tech. And now another recession and global event in the form of Covid.
Unfortunately, we do not hold information you have requested about how much money the UK government give to the Catholic Church in England and Wales. HM Treasury may be better placed to help.
They found that the church’s huge assets had their roots in Queen Anne’s Bounty, a fund established in 1704 to help support impoverished clergy. It invested heavily in the South Sea Company, which held a monopoly on transporting enslaved people from Africa to Spanish-controlled ports in the Americas. Between 1714 and 1739, the company transported 34,000 people on at least 96 voyages.
I had to work some quick magic to get this article. It's Mum's personal story. I hope I'm not stepping on any toes.